Episode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBs

Churners Digest

Companion post on my blog ~20% Uber Gift Cards https://www.doctorofcredit.com/target-circle-15-off-uber-giftcards/ My recent applications Bank of America Premium Rewards Elite elevated 75k points for $5k in 3 months. Link here See for links on what counts for $300 airline credit (AA gift cards) Net value after AF of $1.1k when maxed out due to double dips Applied & approved no problem at 10/24 and 6/12 (max for BofA w/ relationship). If you can meet the MS, I recommend this over PR $150 lifestyle credit has not tracked for HBO Max $150 payment Called CS, rep said it should count and they submitted a request to get it reviewed and manually credited. Will update if it hits Applied 6/20/2023, MSR met 7/7/2023, $750 points posted same day Keep in mind BofA 12 month rule & others https://www.doctorofcredit.com/things-everybody-should-know-about-bank-of-america/ Chase Amazon Prime Visa $200 no spend Referral Applied at 10/24, initially sent to pending, called and found correct recon department. Card does not apply to 5/24 rule but will count towards 5/24 Rep quoted my denial reason (too many new apps OR too high limit with Chase). Explained I opened cards recently for travel coming up and wanted this new card for Amazon prime day. Asked to reallocate credit limits from other cards (have $21.3k with them). Reallocated and approved Rep seemed very skeptical of my file but willing to help Plan on applying to more cards until I finally get declined since my profile is already LOL Bank SUBs hit my account bankHometown $250, waiting on $50 EOY https://www.doctorofcredit.com/ma-bankhometown-200-checking-bonus/#comment-1650033 PNC $400 https://www.doctorofcredit.com/pnc-up-to-250-400-checking-bonus/#comment-1628164 Will be closing account soon Capital One 360 Performance Savings 90 day holding period over, will move money out to Juno for 5% https://www.doctorofcredit.com/capital-one-100-500-savings-bonus-requires-10000-100000-deposit/ Capital One Venture 100k points links floating around. If you find one, get it! https://www.doctorofcredit.com/capital-one-venture-100000-point-bonus/ Free $50 with Capital One shopping at Staples https://www.doctorofcredit.com/ymmv-capital-one-shopping-50-back-on-staples-purchase/ I have this but Ink does not work. Be sure to read terms & conditions Laurel Road $300 + $20/m SUB https://www.doctorofcredit.com/laurel-road-300-checking-bonus-25-per-month-available-nationwide-must-be-a-nurse/ Wells Fargo $325 SUB https://www.doctorofcredit.com/wells-fargo-325-checking-bonus-available-online/ Expired 75% off DoorDash max $20 value https://www.doctorofcredit.com/doordash-promo-codes-25-off-with-25off4u-20-maximum-savings/ Remove old Chase card then add new one and you can get another 3 months Thinking of opening business for this podcast mainly to venture into Business accounts Free Slurpee https://www.doctorofcredit.com/7-eleven-free-small-slurpee-until-7-10-another-on-7-11/ Amazon Prime Day coming up I will prob buy a Kindle Oasis Check YMMV CC points on Amazon promo codes https://www.doctorofcredit.com/amazon-shop-with-points-deals-renewed-through-prime-day-up-to-200-in-savings/ MooMoo referral https://invite-code.moomoo.com/share?code=LNMRJFFM&inviter=73494782&global_content=%7B%7D&channel=4&subchannel= $320-$460 after parking $5k https://www.doctorofcredit.com/moomoo-invest-sign-up-get-a-free-stock-worth-3-200/ Network Change BofA CCR to MC for Curve support PCed PR to CCR. Not allowed to PC and network change in same transaction. Card arrived in mail, called and did network change. Will receive card in 2-4 weeks. AFAIK only available for CCR https://fearthez.wordpress.com/2023/05/20/topic-episode-curve-x-bofa-5-25-cash-back-on-all-spend/ $15 back on $25+ w/ GRUBPRIME at GrubHub 7/11-7/12 https://www.doctorofcredit.com/amazon-prime-free-year-of-grubhub/

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Episode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBs